NB&T FINANCIAL GROUP ANNOUNCES THIRD QUARTER DIVIDEND

FOR IMMEDIATE RELEASE

FOR IMMEDIATE RELEASE

Contact: Craig Fortin
NB&T Financial Group, Inc.
937-283-3002

NB&T FINANCIAL GROUP ANNOUNCES THIRD QUARTER DIVIDEND

Wilmington, OH, September 20, 2011 — NB&T Financial Group, Inc.(Nasdaq: NBTF), parent company of The National Bank and Trust Company, Wilmington, Ohio, has declared a dividend of $.30 per share payable October 24, 2011 to shareholders of record September 30, 2011. This dividend is the same as the previous quarter and an increase of 3.4% over the dividend declared in September 2010. John J. Limbert, President and CEO, commented, "While our local communities continue to experience economic challenges, we hope this dividend helps provide support to our shareholders and communities”.

NB&T Financial had, as of June 30, 2011, total assets of $675 million, cash management accounts totaling $39 million, and trust assets with a market value of $200 million resulting in a total of $914 million in assets under management, and currently operates 23 full service offices in seven Ohio counties.

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