NB&T Financial Announces Fourth Quarter Dividend - 12/15/09

NB&T FINANCIAL GROUP ANNOUNCES FOURTH QUARTER DIVIDEND

NB&T Financial Group, Inc.(Nasdaq: NBTF), parent company of The National Bank and Trust Company, Wilmington, Ohio, has declared a dividend of $.29 per share payable January 25, 2010 to shareholders of record December 30, 2009. This dividend is the same as the previous quarter and the same as declared in December 2008. John J. Limbert, President and CEO, commented, "While many of the large national and regional banks are making news paying back taxpayer money, we're proud to part of the local community bank fraternity that did not take any TARP funds, but instead is paying back our shareholders for their continued investment in us and their local communities."

National Bank and Trust, with assets of $555 million, operates 19 banking offices and an insurance subsidiary, NB&T Insurance Agency, Inc., in Clinton, Clermont, Brown, Warren and Highland counties.

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