Business Checking

Small Business Checking

Click here for our Small Business and Corporate Checking Comparison Chart.

Free Business Checking

The perfect account for a business with limited transaction needs or a simple spending account. No minimum balance gives you flexibility. Minimum deposit required to open is $50.

  • Free Visa® Business Debit Card
  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE Mobile Banking
Monthly Maintenance: Free
Number of Items Included: 150 Transactions*
Cash Deposits: Unlimited / No Charge

*Transactions include in-bound ACH, checks paid, deposit tickets and checks deposited. Excess transactions are subject to a $0.50 per item fee.

Small Business Checking

Tailored to our small business customers that carry higher balances and desire the ability to have more transactions and potentially offset any service charges. This account does not earn interest.

  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE Mobile Banking
Minimum Daily Balance Monthly Service Charge # of Items Excess Item Charge
$0 - $3,500 $10.00 100 $0.25
$3,501 - $10,000 $5.00 200 $0.25
$10,001 - $25,000 $0 300 $0.25
$25,001 and over $0 400 $0.25

Business NOW Checking

Business NOW checking accounts are available to sole proprietorships, non-profit organizations and governmental units. Business NOW lets you earn interest on your checking balance over $10,000.

  • Interest is compounded monthly and credited every month
  • Tiered interest rates pay a higher rate for larger balances; rates may vary
  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE Mobile Banking
Monthly Service Charge $10.50
Minimum Daily Balance to Waive Service Charge $5,000
Number of Items Included 50 debits / withdrawals
Deposit Ticket Processing Fee No Charge
Deposit Transactions No Charge
Debit / Withdrawal Fee $0.30

For information about fees and additional services, please contact us

  • Special Checking Tip: Remote deposit capture is available for any small business or commercial checking to make depositing check deposits easier and faster

Corporate Business Checking

Designed for our customers with heavier transaction needs, more complex financial support requirements and larger balances.

Corporate Checking

This convenient business checking plan can be linked to our payroll services, cash management program and other business services.

Super NOW Checking

An interest bearing account that is available to sole proprietorships, non-profit organizations and governmental units. It is ideal for those who are responsible for managing money for their organization or business.

Cash Management Sweep

Earn interest to maximize your earnings on excess cash balances. Interest is compounded and credited every month. An investment sweep fee is charged monthly on this account.

This Cash Management Sweep account is:

  • Not FDIC Insured
  • Not a Deposit
  • No Bank Guarantee
  • May Lose Value

Click here for the NB&T Schedule of Fees and the Corporate Online Schedule of Fees.