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Business Savings

Business Savings Options

Business Savings

Keep your cash working for you in a National Bank and Trust Business Savings Account.

  • Minimum opening deposit of $50
  • No minimum balance to earn interest
  • You are allowed six withdrawals per cycle. There is no charge for the first two withdrawals per cycle; $1 each is charged for withdrawals three to six. $15 is charged for each withdrawal over six per cycle.*
  • $2.50 monthly service charge if the minimum daily balance falls below $1,000 during the monthly cycle

Corporate Investment Account (Money Market Account)

Competitive market rates and easy access to your funds are two good reasons for opening a Corporate Investment Account.

  • Minimum opening deposit of $50
  • No monthly service charge with minimum daily balance of $2,500; if your minimum daily balance falls below $2,500, there is a $8 monthly service charge.
  • Interest is compounded every month and credited every month
  • Tiered interest pays higher rates for larger balances; rates may vary weekly
  • Six withdrawals* and six deposited items per month at no charge; each additional withdrawal is charges a $15 penalty fee and each additional deposited item is charged a $0.50 excess deposited item fee

Money Builder Account

The perfect account to build your business savings with a premiere rate of interest that is tiered to grow with your savings balances.

  • Minimum opening deposit of $10,000
  • No monthly service charge with minimum daily balance of $10,000; if your minimum daily balance falls below $10,000, there is a $25 monthly service charge
  • Tiered interest pays higher rates for larger balances; rates may vary weekly
  • Six withdrawals* per month at no charge; each additional withdrawal is charged a $15 penalty fee
  • Offers check access

*Pursuant to federal law, you are allowed 6 transfers/withdrawals to another account or to a third party by preauthorization, automatic transfer, telephone, check draft, debit card, or similar order to pay a third party in excess of six during the statement cycle. If in a given cycle 6 withdrawals are exceeded, we may move you to a transaction account.

With the Business Savings, Corporate Investment and Money Builder accounts, you receive monthly statements summarizing your balance, account activity and interest earned.

Certificates of Deposit

Earn a higher rate of interest while saving for future needs. Money is deposited for a specific period of time, ranging from a number of days to years. For fixed rate certificates only, the interest rate does not change until maturity.

  • All CD's are automatically renewable unless specified otherwise and require that early withdrawal penalties apply.
  • Competitive rates are based on current market conditions. Please contact us for current rates. Call (937) 382-1441 or Toll-Free: 800-837-3011.
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