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Access Tools

24/7 Access to Your Accounts

In today's world, busy means activity happening in all 24 hours of the day! Accessing your money, being able to gain insight into your financial picture and conducting real business on your time, anytime, is what makes access a key benefit of banking at National Bank and Trust!

Online Banking

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With Online Banking you can bank anytime, anywhere you have computer and Internet access. It is a simple, safe, secure and convenient way to bank. Just point, click and your account information is available as well as making payments, paying bills, reordering checks, making transfers and much more.

Online Bill Pay

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Online Bill Pay is quicker and easier than writing and mailing paper checks. Pay your bills in minutes from your computer. Save time and money with NB&T Online Bill Pay.

Mobile Banking

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Access your account anytime from your Internet capable cell phone. Mobile Banking gives you the convenience you deserve. From your cell phone you can check your account balance, review transaction details, transfer funds, pay bills and sign up for customized text and email alerts.

ATM Locations

ATMs are available at 21 of our branch offices. National Bank and Trust also offers multiple NB&T non-branch ATM locations (click on the ATM Locations section for a comprehensive list). You also have access to over 40,000 surcharge-free ATMs that display the Allpoint logo, including many Kroger locations across Ohio and Kentucky. Click here for a complete listing of the Allpoint Surcharge-Free ATM locations and an easy-to-use locator map.

Telephone Banking

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With Telephone Banking you can bank anytime, anywhere over the phone. Dial in to access your account balances and transaction information. Make loan payments, transfer funds or place stop payments on checks all from the touch of your telephone.

Visa® Debit Card

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The National Bank and Trust Visa® Debit Card is a simple and quick way to access your account, it works like a check. The card is accepted everywhere Visa is accepted and your transactions are deducted from your account. The Visa Debit Card gives you freedom! Take full advantage of the NB&T Debit Card Rewards Program. Earn points for each qualifying purchase and those points can be redeemed for free travel, hotels, rental cars, brand name merchandise and more. Learn more about our Debit Card Rewards here .