Checking
Personal Checking Options
National Bank and Trust has a checking account to fit the way you live! Every personal checking account offers these great benefits:
- Unlimited Transactions
- Visa® Debit Card with Debit Rewards
- 40,000+ surcharge-free ATM network
- Free Online Banking and Bill Pay*
- Free Mobile Banking and Bill Pay*
- Free eStatements
- Direct Deposit
- Personalized Portfolio Review
- Personal Identity Protection
- Identity Recovery & Restoration Services
- Payment Card Protection
Compare Checking Options
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Growing Green Checking
This is the perfect checking account for the environmentally conscious customer who also wants to grow their green!
- No monthly service charge when you sign up to receive eStatements; otherwise, $3 per month service charge.
- Open a monthly savings with the Growing Green account and there are no balance requirements for six months on the savings account**.
- When you open your Growing Green account, National Bank and Trust will plant a tree in your honor in a National Forest!
- Minimum deposit required to open account is $50.
Focus Checking
This is a no worries account. In addition to the great banking benefits, customers receive great savings through Member Headquarters. For only a $7 service charge per month, customers receive:
- Cell Phone Replacement Protection
- One year rental fee waived on a 3 x 5 Safe Deposit Box (subject to availability; annual fees apply after one year)
- Shopping, Dining & Travel Discounts
- Grocery Discounts
- Pharmacy, Vision and Hearing Savings
- Identity Monitoring
- Minimum deposit required to open account is $50.
- Click here for Member Benefits.
Infinity Checking
For the customer who wants the best of everything. This account earns interest when you carry a minimum daily balance of $10,000 or more! When you maintain a $2,500 daily balance or a $10,000 deposit balance in any combination of deposit balances, the $12 monthly service charge is waived (only primary ownership is considered). In addition to the great banking benefits, customers receive:
- Cell Phone Replacement Protection
- Free Custom Design Checks
- One year rental fee waived on a 3 x 5 Safe Deposit Box (subject to availability; annual fees apply after one year)
- Shopping, Dining & Travel Discounts
- Grocery Discounts
- Pharmacy, Vision and Hearing Savings
- Identity Monitoring
- Minimum deposit required to open account is $50.
- Click here for Member Benefits.
*Online Banking and Mobile Banking are free services offered by National Bank and Trust; however, your internet or cell phone provider may charge you additional fees for web access or text messages.
**Minimum deposit required to open a savings account is $10. Minimum balance required after six months to avoid a service charge is $250. This account has no minimum balance to earn interest. You are allowed two withdrawals per month at no charge. $1 is charged for each additional withdrawal and there is a $3 monthly service charge if the minimum balance falls below $250. You are limited to no more than six withdrawals per statement cycle.
