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Checking

Personal Checking Options

National Bank and Trust has a checking account to fit the way you live! Every personal checking account offers these great benefits:

  • Unlimited Transactions
  • Visa® Debit Card with Debit Rewards
  • 40,000+ surcharge-free ATM network
  • Free Online Banking and Bill Pay*
  • Free Mobile Banking and Bill Pay*
  • Direct Deposit
  • Personalized Portfolio Review
  • Personal Identity Protection***
  • Identity Recovery & Restoration Services***
  • Payment Card Protection***

Compare Checking Options

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Growing Green Checking

This is the perfect checking account for the environmentally conscious customer who also wants to grow their green!

  • No monthly service charge when you sign up to receive eStatements; otherwise, $3 per month service charge.
  • Open a monthly savings with the Growing Green account and there are no balance requirements for six months on the savings account**.
  • When you open your Growing Green account, National Bank and Trust will plant a tree in your honor in a National Forest!
  • Minimum deposit required to open account is $50.

AmaZing Checking

This account is full of amazing benefits and gives the customer the power to keep their monthly service charge at $0. Each time you use your debit card, $.20 is applied to reduce the $5 monthly service charge. Just make 25 debit card transactions in a month**** and your account pays for itself. And with eStatements there is no $3 paper statement fee. In addition to the great banking benefits, customers have access to these great savings and protection through BaZing:Cell Phone Replacement Protection

  • Cell Phone Replacement Protection***
  • Shopping, Dining & Travel Discounts
  • Grocery Discounts
  • Pharmacy, Vision and Hearing Savings
  • $10,000 Travel Accidental Death Insurance***
  • Identity Monitoring***
  • Minimum deposit required to open account is $50.
  • Click here for BaZing Benefits.

Infinity Checking

For the customer who wants the best of everything. This account earns interest when you carry a minimum daily balance of $10,000 or more! When you maintain a $2,500 daily balance or a $10,000 deposit balance in any combination of deposit balances, the $12 monthly service charge is waived (only primary ownership is considered). In addition to the great banking benefits, customers receive:

  • Cell Phone Replacement Protection***
  • Free Custom Design Checks
  • One year rental fee waived on a 3 x 5 Safe Deposit Box (subject to availability; annual fees apply after one year)
  • Shopping, Dining & Travel Discounts
  • Grocery Discounts
  • Pharmacy, Vision and Hearing Savings
  • $10,000 Travel Accidental Death Insurance***
  • Identity Monitoring***
  • Minimum deposit required to open account is $50.
  • Click here for BaZing Benefits.

*Online Banking and Mobile Banking are free services offered by National Bank and Trust; however, your internet or cell phone provider may charge you additional fees for web access or text messages.

**Minimum deposit required to open a savings account is $10. Minimum balance required after six months to avoid a service charge is $250. This account has no minimum balance to earn interest. You are allowed two withdrawals per month at no charge. $1 is charged for each additional withdrawal and there is a $3 monthly service charge if the minimum balance falls below $250. You are limited to no more than six withdrawals per statement cycle.

***Insurance products and protection benefits are offered through and provided by third parties and are not deposits, not FDIC-insured, not guaranteed by the Bank, not insured by any state or government agency.

****Transactions must post to your account in the monthly service charge cycle.

Click here for the NB&T Schedule of Fees.