Identity theft can happen quickly and have a long lasting affect. You must be diligent in your record keeping, document safekeeping and security of your passwords, personal information and account numbers/PINs.
At NB&T we take your security seriously and offer the following helpful insights, directions and tools to help you avoid the costly inconvenience and pain of identity theft.
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National Bank and Trust • 48 N. South Street • P.O. Box 711 • Wilmington, OH 45177
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
