Protect Your Credit

Your credit history and record is a lifeline to secure and flexible financial management. You should routinely monitor your credit history to ensure your identity has not been stolen or inaccurate reports have been posted to your credit file.

Take advantage of the free annual credit reports.

• Do not share financial information with anyone unless you know the person or organization
• Never give information by phone unless you initiated the call
• Protect your credit by monitoring it regularly

You have the right to a free Annual Credit Report... click here to learn more .*

You may request a free credit report annually. You can order your report online, by calling (877)-322-8228 or by mailing the Annual Credit Report Request Form:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

* NOTE: This is provided as information only and NB&T does not provide any guarantee of a free credit report and your selections on the "linked site outside of NB&T" may or may not incur any fees. Please read carefully.