For a retirement plan, IRA or personal account, our investment services are an ideal strategy for professional portfolio management.
- Stocks – timely execution of all trades
- Mutual Funds – access to all fund families
- Corporate, Government & Municipal Bond inventory
- Brokerage CDs
- High Yield Bonds
- Stock Option Exercise Program
The cornerstone of the NB&T Investment Services is to provide the highest level of unbiased financial services and advice. Our representatives concentrate their time and energies on understanding your individual financial goals, not on product quotas and sales goals. To maximize client service and investment opportunities, brokerage, insurance, and advisory services are offered by Cetera Investment Services, LLC
Unbiased Financial Guidance
Cetera has become a leading source of objective advice for accumulating and managing personal wealth. Cetera representatives are experienced, with an average of 10 years as professionals in the financial services industry when they join the organization. And, as part of Cetera, they possess the tools to provide high-quality, unbiased solutions, including a full array of nonproprietary investments:
- Mutual funds.
- Comprehensive fee-based asset management.
- Annuities & other tax-sensitive investments
- Stocks & Bonds and International Investing
- Direct investments
- Estate Advantaged Investing
Top-Notch Investment Research
Our investment representatives have direct access to the Cetera analyst team and to state-of-the-art tools and technology designed to help increase effectiveness and efficiency. This helps us to focus on customer relationships and investment solutions.
If you prefer a more comprehensive approach, we can formulate a personalized investment management strategy. Our fee-based asset management programs range from one that may combine mutual funds, annuities and individual securities in a single portfolio to services that allocate assets among leading institutional portfolio managers, index funds or tax-sensitive investment options. We also have access to proprietary software for integrated estate, retirement and college planning.
One-To-One Support by Hundreds
More than 250 employees assist representatives with everything from product knowledge to customer service. Cetera has developed high-quality continuing education programs for representatives to ensure they fully understand the available products and the most suitable uses. Its training discipline also stresses the necessity and the benefit of adhering to both the spirit and letter of the securities laws when selecting investment options for you. Cetera is an industry leader in personal attention. We'll be there to help make you successful and answer your questions with accuracy and sincerity.
Setting a Higher Standard
Cetera's rise to prominence has been driven by a commitment to independence, excellence and the basic premise that achieving your financial goals requires:
- Solid, unbiased advice
- Meaningful, timely information and research
- Easy access to value-added investments and services
- Unparalleled customer service
Investment services are available by appointment at a the NB&T branch nearest you. To arrange a personal appointment, please contact us at (937) 283-3111 or 1-800-837-3011.
Insurance and investment products are not a deposit, not FDIC insured, not guaranteed by National Bank and Trust, not insured by any Federal Government Agency, May Lose Value.