NB&T FINANCIAL GROUP ANNOUNCES SECOND QUARTER DIVIDEND

NB&T Financial Group, Inc., parent company of The National Bank and Trust Company, has declared a dividend of $.29 per share payable July 20, 2009 to shareholders of record June 30, 2009. This dividend is the same as the previous quarter and the same as the dividend declared in June 2008. John J. Limbert, President and CEO, commented, "As most of our communities continue to feel the impact of this economic slowdown, we believe maintaining the dividend is important to our shareholders, and their ability to use these funds as they feel necessary."

National Bank and Trust, with assets of $529 million, operates 19 banking offices and an insurance subsidiary, NB&T Insurance Agency, Inc., in Clinton, Clermont, Brown, Warren and Highland counties.

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