Officers

Officers of The National Bank and Trust Company

John J. Limbert
President and CEO

Tricia H. Lynn, VP, Compliance/Audit
C. Denise Fauber, VP, Human Resources
Joseph L. Francis Jr., VP, Marketing

Financial Services Division

Craig F. Fortin, Senior Vice President and CFO
Jill M. Ulrich, VP, Controller

Credit Administration Division

Walter H. Rowsey, Senior Vice President
Robert R. Hoffman, VP, Credit Administration
Michael C. Giannotta, VP, Retail Loan Operations
Shaun S. Goodbar, VP, Credit Department
Matthew D. Downs, AVP, Collections
Desiree L. Garrison, AVP, Business Loan Operations

Loan Division

Stephen G. Klumb, Senior Vice President
Edward L. Wood, Regional VP, Business Loans
Chad M. Beam, VP, Business Loans
Michael R. Dalton, VP, Business Loans
Richard A. Jones, VP, Business Development
Ronald P. Stecker, VP, Business Loans
John "Buck" Minyo, VP, Business Loans

NB&T Advisory Group Division

Jason A. Phipps, VP, Wealth Management
Kenneth S. Donaldson, VP, Investment and Financial Planning Manager
Jill R. Green, AVP, Trust Operations
Janet Dixon, AVP, Trust Officer
Dawn M. Greene, AVP, Trust Officer
Jill K. Klontz, AVP, Financial Consultant

Operations Division

Howard T. Witherby III, Senior Vice President
Kenneth R. Blendea, AVP, Security
Lisa A. Douglas, AVP, Information Systems

Retail Banking Division

W. Keith Argabright, Senior Vice President
Daria K. Foebar-Frost, VP, Regional Manager
Kyle M. Dobbins, VP, District Manager
Qiana C. Hyre, VP, District Manager
Todd A. Lane, VP, Branch Operations Administrator
Mary Jane West, VP, Business Development
Robert K. Schaad, VP, Real Estate Loans
James C. Wolary, AVP, Real Estate Loans
Eric L. Noble, AVP, Small Business Banking
Sarah Fawcett, AVP, Mortgage & Consumer Loan Underwriting
Dina Lauricia, AVP, Springboro
Kelly L. Cornette, AVP, Georgetown
Kelli L. Crutcher, AVP, Batavia and Owensville
Nicole D. Custis, AVP, Wilmington Plaza
Rodney R. Donley, AVP, Hillsboro
Shirley L. Haines, AVP, Wilmington Main
Darlene M. Hicks, AVP, Franklin
Gary M. Kuntz, AVP, Centerville
Daniel C. McClain, VP, Parma
D. Ryan Page, AVP, Sabina
Alka R. Panandiker, AVP, Mason
Sarah O. Pennington, AVP, Lebanon
Regina M. Ray, AVP, Hamilton Township
Margaret J. Scott-Morgan, AVP, Blanchester
Kelly A. Ward, AVP, Sardinia and Mt. Orab
Sandra J. Wesley, AVP, Williamsburg
Richard J. Whitaker, AVP, Waynesville