Business Checking
Small Business Checking
Click here for our Small Business and Corporate Checking Comparison Chart.
Free Business Checking
The perfect account for a business with limited transaction needs or a simple spending account. No minimum balance gives you flexibility.
- Free Visa® Business Debit Card
- FREE Online Banking
- FREE Online Bill Pay
- FREE Mobile Banking
- Free Personal Checking account for all employees (NB&T Free Checking Account)
| Monthly Maintenance: | Free |
| Number of Items Included: | 150 Transactions* |
| Cash Deposits: | Unlimited / No Charge |
*Transactions include in-bound ACH, checks paid, deposit tickets and checks deposited. Excess transactions are subject to a $0.50 per item fee.
Small Business Checking
Tailored to our small business customers that carry higher balances and desire the ability to have more transactions and potentially offset any service charges. This account does not earn interest.
- FREE Online Banking
- FREE Online Bill Pay
- FREE Mobile Banking
- Free Personal Checking account for all employees (NB&T Free Checking Account)
| Minimum Daily Balance | Monthly Service Charge | # of Items | Excess Item Charge |
| $0 - $3,500 | $10.00 | 100 | $0.25 |
| $3,501 - $10,000 | $5.00 | 200 | $0.25 |
| $10,001 - $25,000 | $0 | 300 | $0.25 |
| $25,001 and over | $0 | 400 | $0.25 |
Business NOW Checking
Business NOW checking accounts are available to sole proprietorships, non-profit organizations and governmental units. Business NOW lets you earn interest on your checking balance over $10,000.
- Interest is compounded monthly and credited every month
- Tiered interest rates pay a higher rate for larger balances; rates may vary
- FREE Online Banking
- FREE Online Bill Pay
- FREE Mobile Banking
- Free Personal Checking account for all employees (NB&T Free Checking Account)
| Monthly Service Charge | $10.50 |
| Minimum Daily Balance to Waive Service Charge | $5,000 |
| Number of Items Included | 50 debits / withdrawals |
| Deposit Ticket Processing Fee | No Charge |
| Deposit Transactions | No Charge |
| Debit / Withdrawal Fee | $0.30 |
For information about fees and additional services, please contact us
- Special Checking Tip: Remote deposit capture is available for any small business or commercial checking to make depositing check deposits easier and faster
Corporate Business Checking
Designed for our customers with heavier transaction needs, more complex financial support requirements and larger balances.
Corporate Checking
This convenient business checking plan can be linked to our payroll services, cash management program and other business services.
Super NOW Checking
An interest bearing account that is available to sole proprietorships, non-profit organizations and governmental units. It is ideal for those who are responsible for managing money for their organization or business.
Cash Management Sweep
Earn interest to maximize your earnings on excess cash balances. Interest is compounded and credited every month. An investment sweep fee is charged monthly on this account.
This Cash Management Sweep account is:
- Not FDIC Insured
- Not a Deposit
- No Bank Guarantee
- May Lose Value