Business Savings

Business Savings Options

Business Savings

Keep your cash working for you in a National Bank and Trust Business Savings Account.

Minimum opening deposit of $50
No minimum balance to earn interest
Two withdrawals per month at no charge; $1 for each additional withdrawal*
$2.50 monthly service charge if the minimum daily balance falls below $1,000 during the monthly cycle

Corporate Investment Account (Money Market Account)

Competitive market rates and easy access to your funds are two good reasons for opening a Corporate Investment Account.

Minimum opening deposit of $50
No monthly service charge with minimum daily balance of $2,500; if your minimum daily balance falls below $2,500, there is a $8 monthly service charge.
Interest is compounded every month and credited every month
Tiered interest pays higher rates for larger balances; rates may vary weekly
Six withdrawals* and six deposited items per month at no charge; each additional withdrawal is charges a $3 penalty fee and each additional deposited item is charged a $0.50 excess deposited item fee

Money Builder Account

The perfect account to build your business savings with a premiere rate of interest that is tiered to grow with your savings balances.

Minimum opening deposit of $10,000
No monthly service charge with minimum daily balance of $10,000; if your minimum daily balance falls below $10,000, there is a $25 monthly service charge
Tiered interest pays higher rates for larger balances; rates may vary weekly
Six withdrawals* per month at no charge; each additional withdrawal is charged a $3 penalty fee
Offers check access

*Pursuant to federal law, you are allowed 6 withdrawals per statement cycle. If in a given cycle 6 withdrawals are exceeded, we may move you to a transaction account.

With the Business Savings, Corporate Investment and Money Builder accounts, you receive monthly statements summarizing your balance, account activity and interest earned.

Certificates of Deposit

Earn a higher rate of interest while saving for future needs. Money is deposited for a specific period of time, ranging from a number of days to years. For fixed rate certificates only, the interest rate does not change until maturity.

All CD's are automatically renewable unless specified otherwise and require that early withdrawal penalties apply.
Competitive rates are based on current market conditions. Please contact us for current rates. Call (937) 382-1441 or Toll-Free: 800-837-3011.
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