Loan Center

Personal Loan Options

Auto Financing

National Bank and Trust has numerous rates and terms to fit your automotive borrowing needs. Various terms available on new and pre-owned vehicles. Use our handy calculator to determine the payment you desire. Contact us for rate and term quotes. Click here to apply for an NB&T Auto Loan.

Home Equity Credit Products

TAP into the right Home Equity product suited to your needs. Absolute flexibility among options with the revolving line of credit and its variable rate and interest only payments; a single advance term loan with a fixed rate and fixed payment or the combination loan that takes the best elements of both options to give you flexibility and structure. Be your own Banker and choose the home equity option that is right for you. Click here for more information, rates or to apply.

Home Equity Revolving Line of Credit

Interest only payments for up to 12 years and a final balloon payment will result at maturity for the full loan balance and any remaining interest.
Use your Home Equity Access Card or write a check to access your account
Click here for more information, rates or to apply

Home Equity Term Loan

Fixed rate and fixed payments
Various terms available
One-time advance
Automatic payment from your deposit account is available
Click here for more information, rates or to apply

Home Equity Combo Loan

Combines both the variable rate revolving line of credit and a fixed rate, fixed payment term loan into one product
One monthly statement
Allows you to lock up to 75% of your approved line with multiple fixed rate advances
Complete the Home Equity Line Application and specify "Combo Loan" in the Special Instructions section of the application

Use our handy calculator to determine the payment on an advance of your choice!

To find out more, contact us or fill out our online application form to apply today.

Marine and Recreational Vehicle Financing

National Bank and Trust is a lending leader for Marine and Recreational Vehicles in our market area. We make your purchase easier with fixed rates and various terms. Interested in flexible payment terms and competitive interest rates? To find out more, contact us or fill out our mini credit application. Rates subject to credit approval.

*Automotive, Marine and Recreational Vehicle loan products offered on this page are restricted to residents of the State of Ohio.*