Money Builder Account

Open a new Money Builder Account and watch it grow!

This money market savings account offers check access and tiered interest rates.

Stop in to one of our convenient branches, or click here to start the process.

Minimum balance to open is $10,000 and must be in new money not already on deposit with National Bank and Trust. All annual percentage yields (APY) are accurate as of the date of posting and are subject to change without notice. This is a 6-tiered account. At any time interest rates and APY's offered within two or more consecutive tiers may be the same. When this is the case, multiple tiers will be shown as a single tier. As of the posting date the tiers are: $100,000 and above APY is 2.00%, $50,000 - $99,999.99 APY is 1.75%, $25,000 - $49,999.99 APY is 1.25%, $10,000 - $24,999.99 APY is 1.00%, $0 - $9,999.99 APY is 0.25%. There is a $25 monthly fee if the balance falls below $10,000. Fees may reduce your earnings on this account. If the account closes within the first 6 months, a $50 closing fee will be charged.

Important things to know...
Your deposits are credited to your account on the same day you make them. Just make your deposit at any of our offices before 5 p.m., Monday through Friday. Interest rates on interest-bearing accounts are based on current market conditions and may change from time to time. For more information about fees and terms that may affect your deposit account, an account disclosure will be provided to you upon request; or see the disclosures section of our site.